Liquidation sale is on... Only the Escape and F150, F250, and Ram are left!

Lightstream lending

Financing Made Easy

We may be compensated by LightStream through links on this site.

LightStream, the nation's premier online consumer lender, offers fast and easy low-interest financing for the vehicle of your choice. Not only are you getting low rates, flexible terms, and no fees, but the entire process from start to finish is undeniably simple.

Good credit deserves a great rate.

Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That's what LightStream delivers, so you can get your car without breaking your budget.

No restrictions on the car's age, model, or mileage.

Forget liens or lienholder paperwork — with LightStream's unsecured auto loan, there are no LTV, age, model, or mileage restrictions. Plus, there's no collateral required.

Easy online process puts you in control.

Apply in minutes with a simple online application, and you could get a loan from $5,000 to $100,000. LightStream has flexible terms, so you can choose what works best for you.

Get your funds, fast.

When you fill out your application and complete all of your loan information by 2:30 p.m. EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.

The process is easier and faster than you can imagine.

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Click below to apply. You will receive a response shortly during business hours.

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Complete LightStream loan application; watch your email for updates.

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Funds are deposited directly into your bank account. Buy with cash!

Apply below with LightStream's hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.

APPLY NOW

Plant Tree

LightStream plants a tree with every loan. Your loan makes a difference!

All loans are subject to credit approval by LightStream.

© 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

Recent sales

We are based in Arizona, but our full disclosures allows customers from all over the US to join. How it works

Never going to a dealership again.

I bought my new to me truck while I was in Europe. Dennis was incredibly helpful throughout the entire process... Between the video, Carfax, and pictures, there were no surprises. The process was efficient, and can be done end to end entirely online.

I’m now looking for an excuse to buy another truck from Crosscut.

David / ALASKA
2015 GMC Denali Diesel
happy customer
Jon in AZ

Vehicle

5 out of 5 stars

I have been following Crosscut for a few years now... Man am I glad I chose them. Dennis went out of his way to assist me with my lender who was less than helpful. I will definitely be recommending family and friends to them. Thank you Crosscut, you guys are awesome!
J
Jim in CA

Vehicle

5 out of 5 stars

I don't enjoy the extended negotiations and inefficient buying process of traditional automobile dealerships. Therefore, I am very pleased with my straight-forward, completely transparent, and stress-free purchase from Crosscut. I got a great vehicle at a very fair price.

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Removing the nonsense from car buying since 2002 in Tucson, AZ.

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